Citizen Data Audit

A structured self-audit of credit, tenant, employment, banking, insurance, criminal-history, utility, identity, income, and government files.

Public-interest problem

Eligibility, employment, housing, banking, insurance, and identity decisions can rely on files people have never seen and errors they cannot correct until they locate the reporting company.

Primary users

People preparing for housing, employment, banking, benefits, insurance, or identity-theft recovery.

Current tools & deliverables

What the project produces

Personal-data inventory
Specialty-report checklist
Dispute letter builder
Response and deadline tracker
Adverse-action evidence checklist

Operating workflow

01Start with the decision or adverse-action notice.
02Identify every reporting company and data source named.
03Request your file directly through verified channels.
04Compare identifiers, accounts, dates, dispositions, balances, and sources.
05Dispute documented errors and preserve the investigation result.

Data, privacy & limitations

Builders and working templates operate in the browser. CTI does not receive the information entered. Published work follows source provenance, PII minimization, lawful-access, right-of-reply, correction, and anti-doxxing standards.

Request channels and identity-document rules change. CTI stores no entered information and cannot access a consumer file on anyone’s behalf.

Roadmap

Next development stage

Add state-specific screening-rights notes, accessible printable checklists, and a browser-local audit progress board.

Use the project

Move from the project file to the working method.

Open related guide